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Current Account

  • Customer can open Current Account with minimum balance or Rs.5000/-.
  • We offer 50 pages cheque book.
  • We offer nomination facility for all individual accounts and proprietory concern accounts.
  • Customer can open joint account and that account can be operated as per instruction like Any one, Jointly, Any two Jointly either or survivor etc.
  • We offer Monthly, Half yearly, Yearly and periodical Statement to our Customers for their reconciliation purpose or any other purpose.
  • We are member of Deposit Insurance and Credit Guarantee Scheme [DICGC] in which customers deposits are insured up to Rs. 1 Lac.

Rules & Regulation for Current Account :

  • Every Depositor must have to fulfill KYC norms as per RBI directive.
  • The Customer has to give all the valid proof at the time of opening an account under KYC norms as per RBI Guideline.
  • The Bank's management is having right to close the account after notice if account holder do not keep sufficient balance to clear inward cheque or ECS.
  • The customer must have to preserve his/her cheque book in his custody. The Bank is not responsible for any misuse of cheque book.
  • Cheque book charges will be debited from the account at the time of issue of cheque book. Other Charges which will be applicable will also be deducted from the account.
  • Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will be returned with the reason of stop payment.
  • The Bank is having all rights of appropriation, set off, lien and change the rules and regulation.
  • No interest will be paid in Current Account.

Requirements For Current Bank Account :

  • Valid Photo I.D. & Address Proof of proprietor / partners /directors
  • Any one of proof for all partners/ directors or proprietor (Photo Id)
  • 1.Passport, 2.Driving License, 3.Voter ID Card, 4.Government Approved College/university I.Card, 5. Government/Semi government/Department I.Card 6. Aadhar Card
  • Address Proof(Any One)
  • 1. Electricity Bill (not more than 2 months old) 2. BSNL Landline Telephone Bill (not more than 2 months old) 3.Municipal Tax Bill
  • Other proof acceptable by Bank.
  • Passport Size Photograph - 2 Copies
  • Registration Certificate of firm/shop and establishment/S.S.I /VAT.
  • Partnership deed along with firm registration certificate if registered.
  • Copy of Memorandum and Articles of Association & Latest Form No.32. (For Company Account) / Resolution to operate the account.
  • Pan Card(proprietor / partners / directors/ company) with forwarding letter
  • Introduction from existing Account Holder